Own your future home in Clapham with Keyzy

The dream of homeownership feels further away than ever. With restrictive lending policies, skyrocketing house prices, and wages that don’t keep pace, countless people are being left behind.

Keyzy is rewriting the story.

We’ve created a simpler, more accessible path to the property ladder, removing the barriers and headaches that hold people back. Homeownership shouldn’t be impossible — and with us, it isn’t.

See how it works
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Keep up to 100% of your rent for your future home

Clapham: A Leafy Haven with Buzzing Nightlife

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Experience the Best of Both Worlds in Clapham: Relaxed Living Meets Vibrant Culture

  • Known for its expansive green spaces and village charm, Clapham offers a perfect blend of tranquility and urban buzz.
  • Its high street is alive with bustling brunch spots, independent boutiques, and some of South London’s most loved pubs and bars.

From Clapham Common to the historic Old Town, this neighbourhood is ideal for those seeking community vibes with easy access to Central London.

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Questions about Rent to Buy in Clapham?

Read through some frequently asked questions.

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How much deposit do I need?
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Unlike most normal rentals, you don’t need a deposit to move into the property. However, you will need a deposit to buy the house at the end of the lease if you want to. The typical minimum deposit required to buy a home is normally 5% or 10%. There are currently some zero deposit mortgages available but as we don’t know their availability at the end of the lease term it would be best to prepare to have to pay some form of deposit. We can provide you details as to a regular monthly amount to save to have the required funds at the end of the lease.
Are there any hidden fees?
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There are no hidden fees on our Keyzy product. It costs £1,999 to get your keyzy at the beginning. Your rental will be fixed for the full duration of your lease, no increases! We don’t demand, we don’t charge you a fee if you don’t by the home at the end.
What are the basic eligibility criteria?
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You will need to be over 18 and have the right to live in the UK. We will also do an industry-standard check on you using secure and modern technology including:
  • You are over 18 and have the right to live and work in the UK
  • Your combined household income is at least £50,000
  • You haven't entered into an IVA or bankruptcy in the past three years
  • You haven't had any CCJ's or defaults registered against you in the past 12 months
  • You haven't missed any payments in the past six months (e.g. phone bills or rent payments).

When you submit a full application we will also do an industry-standard check on you using secure and modern technology including:
  • Verifying your income and outgoings (using Open Banking)
  • Verifying your ID digitally. This only takes a few minutes with no need to post anything to us.
  • Checking for fraud and bankruptcy (using credit bureaus)
What if I want to leave the property?
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The lease will be for a 2 year term. At the end of the term we can sign a new lease if you are unable to buy the home. You are of course free to leave the property if you don’t wish to buy or you can carry on with a new lease.
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Keyzy is a trading name of Kollitom Ltd, a company registered in England and Wales (Company No. 13075506) with its office at LABS Atrium, Chalk Farm Rd, London, NW1 8AH.

Keyzy’s offering does not fall within the scope of financial services regulation. Customers should ensure they understand what this means before they use the Keyzy product.

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