Helping yourent to buyyour first home

Let your rent build your path to homeownership!

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Reasons why First-Time Buyers love Keyzy!

We know how hard it is to buy your first home

You don’t need a deposit saved

You don’t need a deposit saved

You don’t need a perfect credit score

You don’t need a perfect credit score

Fixed Monthly Rent for 2 or 3 years

Fixed Monthly Rent for 2 or 3 years

Flexible Eligibility Criteria

Flexible Eligibility Criteria

Your rent becomes your deposit to buy

Your rent becomes your deposit to buy

Guaranteed Buyback Price

Guaranteed Buyback Price

Easily Move From Renting to Owning

Easily Move From Renting to Owning

New Residents to the UK Welcome

New Residents to the UK Welcome

Better Than A Traditional Mortgage

Better Than A Traditional Mortgage

Unlock the door to home ownership with Keyzy's innovative solution for first-time buyers

For years, first-time buyers have faced a tough reality: saving for a deposit feels like an impossible task, and mortgage providers often seem unable to help.

Keyzy lets you move into your dream home, rent while building your deposit, and buy it back when you're ready - and benefit from any appreciation in value.

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Got questions?

Have a look through our frequently asked questions.

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How much deposit do I need?
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You don’t need a deposit. That's the beauty of Keyzy! If you have savings you can keep hold of them until you're ready to buy the home. We also convert up to 100% of your monthly payments towards reducing the price you pay for the home later.
What is the minimum household income required?
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You need to have a minimum household income of £30,000 before tax.
Do I need a perfect credit score?
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No. But we do take into account your income and spending behaviour over the past year to make sure you can afford the monthly payments and are not likely to miss any payments.


We don’t accept applicants who have entered an IVA or Bankruptcy in the last 3 years, nor any missed rental or mortgage payments in the last 12 months, or Defaults and County Court Judgements in the last 12 months over value £250.


If you end up getting a home with Keyzy we will also report your rental payments to Equifax. This means that your rental conduct could improve your credit position and credit score. This can make it easier to obtain credit on better or preferential deals and more likely to be accepted. It can also mean Banks and Mortgage Lenders can see your rental conduct without having to ask for documentation and can help secure the best mortgage deals available.

How much do I pay Keyzy to buy the home?
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If you choose to buy, the price you pay will be made up of the original purchase price we paid for the home plus our costs (e.g., stamp duty and legal fees). This price is agreed before your lease starts. Each month, up to 100% of your rent payments go towards reducing the eventual price you pay. In other words, your purchase price will go down over time.

Are you a first-time buyer who wants to buy a home?

Get in touch: [email protected]

Or sign up to Keyzy here

Sign up today!
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Keyzy is a trading name of Kollitom Ltd, a company registered in England and Wales (Company No. 13075506) with its office at LABS Atrium, Chalk Farm Rd, London, NW1 8AH.

Keyzy’s offering does not fall within the scope of financial services regulation. Customers should ensure they understand what this means before they use the Keyzy product.

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