Own your future home in Harrow with Keyzy
For millions, the housing market feels broken. Buying a home is more difficult than ever thanks to outdated lending rules, rising prices, and slow wage growth.
It’s time to fix the system.
Keyzy is here to give people a real alternative — a way to get on the ladder without the stress and roadblocks. We’re turning the dream of homeownership back into a reality.
See how it works
Keep up to 100% of your rent for your future home
Harrow: Historic Heights with a Community Heart
Find Space to Grow in Harrow: Leafy Streets and Top-Tier Schools
- Perched on a hilltop with sweeping views of London, Harrow blends village charm with urban convenience.
- Renowned for outstanding schools, green parks and a bustling town centre served by fast Metropolitan Line trains.
From the quaint lanes around Harrow-on-the-Hill to the modern shopping at St Anns, this North-West London borough offers families and professionals room to breathe — all within 20 minutes of Baker Street.
Questions about Rent to Buy in Harrow?
Read through some frequently asked questions.
How much deposit do I need?
Unlike most normal rentals, you don’t need a deposit to move into the property. However, you will need a deposit to buy the house at the end of the lease if you want to. The typical minimum deposit required to buy a home is normally 5% or 10%. There are currently some zero deposit mortgages available but as we don’t know their availability at the end of the lease term it would be best to prepare to have to pay some form of deposit. We can provide you details as to a regular monthly amount to save to have the required funds at the end of the lease.
Are there any hidden fees?
There are no hidden fees on our Keyzy product. It costs £1,999 to get your keyzy at the beginning. Your rental will be fixed for the full duration of your lease, no increases! We don’t demand, we don’t charge you a fee if you don’t by the home at the end.
What are the basic eligibility criteria?
You will need to be over 18 and have the right to live in the UK. We will also do an industry-standard check on you using secure and modern technology including:
When you submit a full application we will also do an industry-standard check on you using secure and modern technology including:
- You are over 18 and have the right to live and work in the UK
- Your combined household income is at least £50,000
- You haven't entered into an IVA or bankruptcy in the past three years
- You haven't had any CCJ's or defaults registered against you in the past 12 months
- You haven't missed any payments in the past six months (e.g. phone bills or rent payments).
When you submit a full application we will also do an industry-standard check on you using secure and modern technology including:
- Verifying your income and outgoings (using Open Banking)
- Verifying your ID digitally. This only takes a few minutes with no need to post anything to us.
- Checking for fraud and bankruptcy (using credit bureaus)
What if I want to leave the property?
The lease will be for a 2 year term. At the end of the term we can sign a new lease if you are unable to buy the home. You are of course free to leave the property if you don’t wish to buy or you can carry on with a new lease.
