Rent-to-own a home in Clapham with Keyzy

Unlike most normal rentals, you don’t need a deposit to move into the property. However, you will need a deposit to buy the house at the end of the lease if you want to. The typical minimum deposit required to buy a home is normally 5% or 10%. There are currently some zero deposit mortgages available but as we don’t know their availability at the end of the lease term it would be best to prepare to have to pay some form of deposit. We can provide you details as to a regular monthly amount to save to have the required funds at the end of the lease.

There are no hidden fees on our Keyzy product. It costs £1,999 to get your keyzy at the beginning. Your rental will be fixed for the full duration of your lease, no increases! We don’t demand, we don’t charge you a fee if you don’t by the home at the end.

You will need to be over 18 and have the right to live in the UK. We will also do an industry-standard check on you using secure and modern technology including:

• You are over 18 and have the right to live and work in the UK
• Your combined household income is at least £50,000
• You haven't entered into an IVA or bankruptcy in the past three years
• You haven't had any CCJ's or defaults registered against you in the past 12 months
• You haven't missed any payments in the past six months (e.g. phone bills or rent payments).

When you submit a full application we will also do an industry-standard check on you using secure and modern technology including:

• Verifying your income and outgoings (using Open Banking)
• Verifying your ID digitally. This only takes a few minutes with no need to post anything to us.
• Checking for fraud and bankruptcy (using credit bureaus)

The lease will be for a 2 year term. At the end of the term we can sign a new lease if you are unable to buy the home. You are of course free to leave the property if you don’t wish to buy or you can carry on with a new lease.