Rent-to-own a home in London with Keyzy

Looking for rent to own properties in London? Keyzy Homes offers zero deposit rent to buy options to help first-time buyers step onto the property ladder. Our 1, 2 & 3-bed apartments for rent will help you get from renting to owning without an upfront deposit.

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Benefits of Keyzy

Fixed rent for 2 or 3 years

Your rent becomes your deposit

Buy later at a locked-in price

Flexible Eligibility Criteria

Better than a traditional mortgage

Easily Move From Renting to Owning

Own your future home in London with Keyzy

Buying a home has never been tougher. Outdated lending rules, soaring prices, stagnant wages, and the rising cost of living have shut millions out of ownership.

That’s why change is needed.

At Keyzy, we’ve built a smarter way to help aspiring buyers finally get their first home — without the usual stress. We’re here to make owning a home possible again.

See how it works

Keep up to 100% of your rent for your future home

Apply now How it works

London: A World-Class City of Endless Possibilities

Experience the Vibrant Heart of the UK: Where History Meets Innovation

As one of the world's most dynamic and diverse cities, London offers an unparalleled mix of culture, business opportunities, and green spaces.
With excellent transport links, world-class education, and thriving job markets across finance, tech, and creative industries, London is a magnet for ambitious professionals and families.
From historic landmarks like the Tower of London to cutting-edge architecture in the City, London's unique blend of old and new creates an exciting urban experience.

Whether you're strolling through Hyde Park, exploring diverse culinary scenes from around the world, or enjoying West End shows, London offers a quality of life that's hard to match. With Keyzy, finding your dream home in this global metropolis is more accessible than ever.

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Questions about Rent to Buy in London?

Read through some frequently asked questions.

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How much deposit do I need?

Unlike most normal rentals, you don’t need a deposit to move into the property. However, you will need a deposit to buy the house at the end of the lease if you want to. The typical minimum deposit required to buy a home is normally 5% or 10%. There are currently some zero deposit mortgages available but as we don’t know their availability at the end of the lease term it would be best to prepare to have to pay some form of deposit. We can provide you details as to a regular monthly amount to save to have the required funds at the end of the lease.

Are there any hidden fees?

There are no hidden fees on our Keyzy product. It costs £1,999 to get your keyzy at the beginning. Your rental will be fixed for the full duration of your lease, no increases! We don’t demand, we don’t charge you a fee if you don’t by the home at the end.

What are the basic eligibility criteria?

You will need to be over 18 and have the right to live in the UK. We will also do an industry-standard check on you using secure and modern technology including:

You are over 18 and have the right to live and work in the UK
Your combined household income is at least £50,000
You haven't entered into an IVA or bankruptcy in the past three years
You haven't had any CCJ's or defaults registered against you in the past 12 months
You haven't missed any payments in the past six months (e.g. phone bills or rent payments).

When you submit a full application we will also do an industry-standard check on you using secure and modern technology including:

Verifying your income and outgoings (using Open Banking)
Verifying your ID digitally. This only takes a few minutes with no need to post anything to us.
Checking for fraud and bankruptcy (using credit bureaus)

What if I want to leave the property?

The lease will be for a 2 year term. At the end of the term we can sign a new lease if you are unable to buy the home. You are of course free to leave the property if you don’t wish to buy or you can carry on with a new lease.

Got Questions?

Get in touch: [email protected]

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