Turn your rentinto your depositwith Keyzy

Every rent payment you make goes straight to building your deposit so you can own your dream home in 2 years

House background
House

Rent your future home now with up to 100% of your rent saved for your future deposit

With Keyzy, enjoy fixed rent for 2 years and the option to buy your home at a guaranteed price, giving you the freedom to buy when you’re ready – all while building your deposit from day one.
Annual household income
£70,000

Max home budget

Monthly rent

Deposit You Build

Get on the path to home ownership now

It’s renting better, with a chance to buy

1. Find your ideal home

1. Find your ideal home

2. Apply with Keyzy

2. Apply with Keyzy

3. Move in and start saving

3. Move in and start saving

Flats and houses to rent with Keyzy

Rent-to-own properties across London coming soon

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Benefits of Keyzy

Fixed rent, no increases

Fixed rent, no increases

Payments won’t change during your 2 year lease.

Your rent = your deposit

Your rent = your deposit

Up to 100% of your rent becomes your deposit.

Your future home, today

Your future home, today

Buy the home later at a pre-agreed price.

Ready to move into your dream home now?

Got questions?

Have a look through our frequently asked questions.

faq
How much deposit do I need?
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Unlike most normal rentals, you don’t need a deposit to move into the property. However, you will need a deposit to buy the house at the end of the lease if you want to. The typical minimum deposit required to buy a home is normally 5% or 10%. There are currently some zero deposit mortgages available but as we don’t know their availability at the end of the lease term it would be best to prepare to have to pay some form of deposit. We can provide you details as to a regular monthly amount to save to have the required funds at the end of the lease.
What are the eligibility criteria?
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There are a number of things we look at when reviewing applications to join Keyzy. Before starting a full application and to get your Budget in Principle you and any joint applicants will need to confirm that:
  • • You are over 18 and have the right to live and work in the UK
  • • Your combined household income is at least £50,000
  • • You haven't entered into an IVA or bankruptcy in the past three years
  • • You haven't had any CCJ's or defaults registered against you in the past 12 months
  • • You haven't missed any payments in the past six months (e.g. phone bills or rent payments).

When you submit a full application we will also do an industry-standard check on you using secure and modern technology including:
  • • Verifying your income and spending (using Open Banking)
  • • Verifying your ID digitally. This only takes a few minutes with no need to post anything to us.
  • • Checking for fraud and bankruptcy (using Credit Bureaus).
Do I need to pay any upfront fees to start?
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In most cases, there’s a fixed product fee of £1,999, but there’s no large down payment required at the outset. All details are fully explained before you commit.
What if I want to leave the property?
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The lease will be for a 2-3 year term. At the end of the term we can sign a new lease if you are unable to buy the home. You are of course free to leave the property if you don’t wish to buy or you can carry on with a new lease.

Let us know if you have any questions

Get in touch: [email protected]

Get started today

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Keyzy is a trading name of Kollitom Ltd, a company registered in England and Wales (Company No. 13075506) with its office at LABS Atrium, Chalk Farm Rd, London, NW1 8AH.

Keyzy’s offering does not fall within the scope of financial services regulation. Customers should ensure they understand what this means before they use the Keyzy product.

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